Texas · FIPS 48077 · ACS 2020–2024
Clay County, Texas property tax rate
Homeowners in Clay County paid a median of $2,182 a year in real estate taxes on a median home value of $171,500 (2020–2024 survey). Taxes came to 1.01% of home value, 28% below the Texas rate of 1.40% and 8% above the U.S. rate of 0.94%.
- 1.01%Effective tax rate±0.15% margin · Texas: 1.40%
- $2,182Median tax per yearTexas: $4,232 · U.S.: $3,119
- $171,500Median home valueTexas: $283,800
- 3,602Owner-occupied homes84% of households own
| Measure | Clay County | Texas | U.S. | Clay County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 1.01% | 1.40% | 0.94% | 1.10% | −0.09 pts |
| Median tax, all owners | $2,182 | $4,232 | $3,119 | $2,194 | −$12 (-0.5%) |
| Median tax, with a mortgage | $2,778 | $5,327 | $3,489 | $2,707 | +$71 (+2.6%) |
| Median tax, no mortgage | $1,631 | $2,847 | $2,576 | $1,647 | −$16 (-1.0%) |
| Median home value | $171,500 | $283,800 | $332,700 | $161,300 | +$10,200 (+6.3%) |
| Total taxes paid | $9,777,500 | $35,304,639,700 | $360,573,527,500 | $8,982,000 |
How Clay County compares
- Per $1,000 of home value, owners here paid about $10.14 a year, against $14.02 statewide and $9.40 nationally.
- Rank in Texas: 63 of 173 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 71% of 2,682 counties had a lower rate.
- Homes with a mortgage: 1.18% of value; homes without one: 0.90%. Median bills: $2,778 and $1,631.
- Compared with the 2019–2023 survey, the effective rate fell (−0.09 pts) and the median tax changed −$12 (-0.5%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 1.01% ± 0.15% at 90% confidence, from a sample of the 3,602 owner-occupied homes.
Texas counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Calhoun County | 1.00% | $2,153 | $171,200 |
| Coryell County | 1.00% | $2,654 | $195,300 |
| Austin County | 1.00% | $3,433 | $296,900 |
| Kendall County | 1.00% | $5,656 | $512,700 |
| Aransas County | 1.01% | $2,705 | $265,400 |
| Burleson County | 1.01% | $1,816 | $191,000 |
| Chambers County | 1.01% | $3,474 | $329,500 |
| Blanco County | 1.02% | $4,510 | $483,500 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.