Kentucky · FIPS 21083 · ACS 2020–2024
Graves County, Kentucky property tax rate
Homeowners in Graves County paid a median of $970 a year in real estate taxes on a median home value of $147,800 (2020–2024 survey). Taxes came to 0.58% of home value, 22% below the Kentucky rate of 0.74% and 38% below the U.S. rate of 0.94%.
- 0.58%Effective tax rate±0.08% margin · Kentucky: 0.74%
- $970Median tax per yearKentucky: $1,544 · U.S.: $3,119
- $147,800Median home valueKentucky: $205,600
- 10,755Owner-occupied homes76% of households own
| Measure | Graves County | Kentucky | U.S. | Graves County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.58% | 0.74% | 0.94% | 0.62% | −0.04 pts |
| Median tax, all owners | $970 | $1,544 | $3,119 | $929 | +$41 (+4.4%) |
| Median tax, with a mortgage | $1,195 | $1,798 | $3,489 | $1,136 | +$59 (+5.2%) |
| Median tax, no mortgage | $716 | $1,201 | $2,576 | $712 | +$4 (+0.6%) |
| Median home value | $147,800 | $205,600 | $332,700 | $139,000 | +$8,800 (+6.3%) |
| Total taxes paid | $12,716,300 | $2,343,946,100 | $360,573,527,500 | $12,362,300 |
How Graves County compares
- Per $1,000 of home value, owners here paid about $5.83 a year, against $7.45 statewide and $9.40 nationally.
- Rank in Kentucky: 39 of 104 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 29% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.66% of value; homes without one: 0.50%. Median bills: $1,195 and $716.
- Compared with the 2019–2023 survey, the effective rate fell (−0.04 pts) and the median tax changed +$41 (+4.4%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.58% ± 0.08% at 90% confidence, from a sample of the 10,755 owner-occupied homes.
Kentucky counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Bell County | 0.57% | $723 | $89,000 |
| Whitley County | 0.57% | $849 | $131,800 |
| Larue County | 0.58% | $1,104 | $183,500 |
| Ohio County | 0.58% | $753 | $121,400 |
| Washington County | 0.58% | $1,174 | $179,200 |
| Garrard County | 0.59% | $1,422 | $204,900 |
| Barren County | 0.59% | $1,212 | $178,000 |
| Christian County | 0.59% | $1,126 | $173,600 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.