North Carolina · FIPS 37039 · ACS 2020–2024
Cherokee County, North Carolina property tax rate
Homeowners in Cherokee County paid a median of $1,064 a year in real estate taxes on a median home value of $232,300 (2020–2024 survey). Taxes came to 0.45% of home value, 32% below the North Carolina rate of 0.66% and 52% below the U.S. rate of 0.94%.
- 0.45%Effective tax rate±0.06% margin · North Carolina: 0.66%
- $1,064Median tax per yearNorth Carolina: $1,896 · U.S.: $3,119
- $232,300Median home valueNorth Carolina: $288,900
- 11,083Owner-occupied homes84% of households own
| Measure | Cherokee County | North Carolina | U.S. | Cherokee County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.45% | 0.66% | 0.94% | 0.51% | −0.06 pts |
| Median tax, all owners | $1,064 | $1,896 | $3,119 | $1,045 | +$19 (+1.8%) |
| Median tax, with a mortgage | $1,160 | $2,115 | $3,489 | $1,161 | −$1 (-0.1%) |
| Median tax, no mortgage | $990 | $1,524 | $2,576 | $960 | +$30 (+3.1%) |
| Median home value | $232,300 | $288,900 | $332,700 | $208,700 | +$23,600 (+11.3%) |
| Total taxes paid | $13,742,800 | $6,852,746,300 | $360,573,527,500 | $13,240,000 |
How Cherokee County compares
- Per $1,000 of home value, owners here paid about $4.51 a year, against $6.63 statewide and $9.40 nationally.
- Rank in North Carolina: 6 of 90 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 12% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.51% of value; homes without one: 0.41%. Median bills: $1,160 and $990.
- Compared with the 2019–2023 survey, the effective rate fell (−0.06 pts) and the median tax changed +$19 (+1.8%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.45% ± 0.06% at 90% confidence, from a sample of the 11,083 owner-occupied homes.
North Carolina counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Watauga County | 0.42% | $1,386 | $358,900 |
| Carteret County | 0.44% | $1,423 | $333,300 |
| Yancey County | 0.45% | $1,157 | $243,100 |
| Ashe County | 0.46% | $1,190 | $243,100 |
| Transylvania County | 0.46% | $1,674 | $373,600 |
| Currituck County | 0.47% | $1,760 | $378,800 |
| Madison County | 0.48% | $1,362 | $284,600 |
| McDowell County | 0.49% | $911 | $171,100 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.