Iowa · FIPS 19041 · ACS 2020–2024
Clay County, Iowa property tax rate
Homeowners in Clay County paid a median of $2,050 a year in real estate taxes on a median home value of $178,600 (2020–2024 survey). Taxes came to 0.93% of home value, 30% below the Iowa rate of 1.33% and 1% below the U.S. rate of 0.94%.
- 0.93%Effective tax rate±0.28% margin · Iowa: 1.33%
- $2,050Median tax per yearIowa: $2,897 · U.S.: $3,119
- $178,600Median home valueIowa: $208,000
- 5,340Owner-occupied homes73% of households own
Small sample. This estimate has a wide margin of error, so treat it as a rough guide.
| Measure | Clay County | Iowa | U.S. | Clay County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.93% | 1.33% | 0.94% | 1.00% | −0.07 pts |
| Median tax, all owners | $2,050 | $2,897 | $3,119 | $2,028 | +$22 (+1.1%) |
| Median tax, with a mortgage | $2,154 | $3,091 | $3,489 | $2,081 | +$73 (+3.5%) |
| Median tax, no mortgage | $1,934 | $2,633 | $2,576 | $1,970 | −$36 (-1.8%) |
| Median home value | $178,600 | $208,000 | $332,700 | $171,500 | +$7,100 (+4.1%) |
| Total taxes paid | $12,570,700 | $3,218,828,300 | $360,573,527,500 | $12,391,500 |
How Clay County compares
- Per $1,000 of home value, owners here paid about $9.34 a year, against $13.27 statewide and $9.40 nationally.
- Homes with a mortgage: 1.20% of value; homes without one: 0.74%. Median bills: $2,154 and $1,934.
- Compared with the 2019–2023 survey, the effective rate fell (−0.07 pts) and the median tax changed +$22 (+1.1%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.93% ± 0.28% at 90% confidence, from a sample of the 5,340 owner-occupied homes.
Iowa counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Worth County | 0.91% | $1,600 | $145,800 |
| Sac County | 0.93% | $1,556 | $141,400 |
| Allamakee County | 0.94% | $2,190 | $172,300 |
| Jackson County | 0.94% | $2,159 | $175,000 |
| Ida County | 0.95% | $1,260 | $108,900 |
| Osceola County | 0.95% | $1,387 | $122,600 |
| Cherokee County | 0.96% | $1,569 | $158,700 |
| Clayton County | 0.98% | $2,181 | $168,500 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.