Florida · FIPS 12019 · ACS 2020–2024
Clay County, Florida property tax rate
Homeowners in Clay County paid a median of $2,241 a year in real estate taxes on a median home value of $312,500 (2020–2024 survey). Taxes came to 0.77% of home value, 1% below the Florida rate of 0.78% and 18% below the U.S. rate of 0.94%.
- 0.77%Effective tax rate±0.03% margin · Florida: 0.78%
- $2,241Median tax per yearFlorida: $2,730 · U.S.: $3,119
- $312,500Median home valueFlorida: $359,000
- 63,522Owner-occupied homes76% of households own
| Measure | Clay County | Florida | U.S. | Clay County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.77% | 0.78% | 0.94% | 0.82% | −0.04 pts |
| Median tax, all owners | $2,241 | $2,730 | $3,119 | $2,080 | +$161 (+7.7%) |
| Median tax, with a mortgage | $2,468 | $2,993 | $3,489 | $2,273 | +$195 (+8.6%) |
| Median tax, no mortgage | $1,829 | $2,319 | $2,576 | $1,762 | +$67 (+3.8%) |
| Median home value | $312,500 | $359,000 | $332,700 | $281,500 | +$31,000 (+11.0%) |
| Total taxes paid | $166,869,200 | $21,481,835,400 | $360,573,527,500 | $157,027,800 |
How Clay County compares
- Per $1,000 of home value, owners here paid about $7.74 a year, against $7.79 statewide and $9.40 nationally.
- Rank in Florida: 49 of 61 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 51% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.80% of value; homes without one: 0.72%. Median bills: $2,468 and $1,829.
- Compared with the 2019–2023 survey, the effective rate fell (−0.04 pts) and the median tax changed +$161 (+7.7%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.77% ± 0.03% at 90% confidence, from a sample of the 63,522 owner-occupied homes.
Florida counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Martin County | 0.76% | $3,322 | $432,200 |
| Manatee County | 0.76% | $3,047 | $391,400 |
| Osceola County | 0.76% | $2,700 | $353,300 |
| Flagler County | 0.76% | $2,789 | $364,900 |
| Leon County | 0.77% | $2,397 | $301,800 |
| Lake County | 0.77% | $2,433 | $318,400 |
| Volusia County | 0.78% | $2,395 | $313,000 |
| Lee County | 0.78% | $2,858 | $362,200 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.