Alabama · FIPS 01117 · ACS 2020–2024
Shelby County, Alabama property tax rate
Homeowners in Shelby County paid a median of $1,423 a year in real estate taxes on a median home value of $326,100 (2020–2024 survey). Taxes came to 0.42% of home value, 16% above the Alabama rate of 0.37% and 55% below the U.S. rate of 0.94%.
- 0.42%Effective tax rate±0.02% margin · Alabama: 0.37%
- $1,423Median tax per yearAlabama: $788 · U.S.: $3,119
- $326,100Median home valueAlabama: $209,900
- 70,672Owner-occupied homes81% of households own
| Measure | Shelby County | Alabama | U.S. | Shelby County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.42% | 0.37% | 0.94% | 0.43% | no change |
| Median tax, all owners | $1,423 | $788 | $3,119 | $1,343 | +$80 (+6.0%) |
| Median tax, with a mortgage | $1,436 | $918 | $3,489 | $1,358 | +$78 (+5.7%) |
| Median tax, no mortgage | $1,388 | $612 | $2,576 | $1,299 | +$89 (+6.9%) |
| Median home value | $326,100 | $209,900 | $332,700 | $298,700 | +$27,400 (+9.2%) |
| Total taxes paid | $109,589,500 | $1,373,821,000 | $360,573,527,500 | $102,707,600 |
How Shelby County compares
- Per $1,000 of home value, owners here paid about $4.24 a year, against $3.65 statewide and $9.40 nationally.
- Rank in Alabama: 58 of 60 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 9% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.43% of value; homes without one: 0.40%. Median bills: $1,436 and $1,388.
- Compared with the 2019–2023 survey, the effective rate fell (no change) and the median tax changed +$80 (+6.0%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.42% ± 0.02% at 90% confidence, from a sample of the 70,672 owner-occupied homes.
Alabama counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Franklin County | 0.33% | $433 | $136,000 |
| Calhoun County | 0.33% | $653 | $156,600 |
| Montgomery County | 0.36% | $702 | $171,900 |
| Dallas County | 0.36% | $392 | $94,600 |
| Russell County | 0.38% | $629 | $165,700 |
| Madison County | 0.39% | $1,185 | $299,200 |
| Lee County | 0.39% | $1,252 | $262,200 |
| Mobile County | 0.43% | $888 | $190,700 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.